Private money on public chains
For people and teams paid in stablecoins, and the agents that work for them. Hold, pay and get paid without putting amounts or balances on the public record.
What Gloam is
The app
Use it today
Hold, pay and run payroll privately from your own wallet. Gloam never holds your keys, and there is no admin withdraw.
Open appThe protocol
Open vault contracts
Private balances on Tempo and Robinhood Chain testnet. Settlement stays public, the amounts and the people stay private.
Verify the contractsThe SDK
Build on it
Add private payments, payroll and proofs to your own app or agent with one package.
Explore the SDKOn a public chain, every payment is a postcard. Gloam seals the envelope.
Public blockchains show every amount, every balance and every counterparty to anyone who looks. Fine for a protocol. Not for a salary, a supplier or a treasury. Gloam keeps settlement public and the details private.
Private money, live on testnet
Add money privately, pay anyone, and prove what you hold without showing the number. On testnet today, with real contracts.
Try the controls. The buttons open the real app on testnet.
1,000
1,000
Pick an amount, then flip the view to see what the public gets.
Add privatelyMove USDG, PathUSD, ETH or Robinhood Chain stock tokens into a balance only you can see.
Holds at least $10,000
Your balance behind it
12,480 USDG
Show a lender, an auditor or a counterparty exactly what they need. Nothing more.
A payment has one owner. Nobody else should hold the key.
Auctions and lending pools compute on many people's hidden data, so someone has to hold a key for all of them. A payment does not. You prove it on your own device.
Committee model
Zama, Arcium, Tempo Zones
A committee or an operator holds the key.
If it is breached, everyone who used it can be exposed, past payments included.
Gloam
Owner-only proofs
Your device makes the proof. Nobody else holds a key.
If one device is breached, one person is exposed. Not everyone.
Some private payment services, like Helius Privacy, make your proof on their server, so the server sees your amounts. Gloam proofs are made on your device, never on our servers. How Gloam compares
Built for money that should not be public
Stablecoins made onchain money fast and cheap. Gloam makes it discreet enough for the people who actually move it: you, your team, your business and your agents.
Coming next. Stock tokens on Robinhood Chain can be held and sent privately today. Private trading is underway, with a new engine built for it. About private trade
Run payroll in one upload
Drop in a list of names and amounts. Gloam pays everyone from your private balance and sends each payment for you, so your wallet never shows up either.
- Upload a CSVName, Gloam address, amount
- Check what the public seesNo names, no amounts
- Pay everyoneAbout 8 seconds each
October payroll
5 people, USDG

Duke
Gloam address
6,000 USDGPaid
Yomi
Gloam address
4,800 USDGPaid
Robin
Claim link
4,200 USDGPaid
Romeo
Gloam address
3,600 USDGPaid
Kris
Claim link
2,900 USDGPaid
For developers and agents
Add private payments to anything
The SDK gives any app or agent private balances, private payments and proofs. The MCP server lets an AI agent pay over x402 without showing its treasury.
import { buildGloamPayment, relayIntent } from "@gloamtrade/sdk";
const payment = await buildGloamPayment({ to, amount, asset });
const hash = await relayIntent(payment.intent);
// settled privately, your wallet never shows upPrivate payments you can prove
Gloam is not new cryptography. It is a new building block for finance.
Payroll total proof
Prove a run of up to 32 payments paid exactly a total, without showing who got what.
How it worksProofs for one reader
Each proof names who it is for and when it expires. Change either and it fails.
How proofs workPrivate payments for agents
Private x402 payments, a private method proposed for MPP, and an MCP server with spending limits.
Agents guideNo middlemen
Verify the contractsNo admin withdraw
There is no function that lets anyone, including the Gloam team, take money out of the vault.
Three days of public notice
Any change to how payments are checked is announced on-chain three days before it can take effect.
Open source, end to end
Contracts, circuits, app and SDK are public. Check the deployed code against the repo yourself.